FAA4.A Financial Accounts (FIAC)
01 FIAC - Purpose
02 Financial Accounts - Overview
A Financial Accounts - Resource Considerations
B Financial Accounts - Ownership and Availability
C Financial Accounts - Sale or Transfer
03 Financial Accounts - Verification
A Financial Accounts - Required Verification
B Financial Accounts - Sources of Verification
C Financial Accounts - Methods of Verification
04 Financial Accounts - Changes
05 Financial Account Types
A Checking Accounts
.01 Personal Checking Accounts
.02 Business Checking Accounts
B Conservatorship Accounts
C Credit Union Accounts
D Individual Development Accounts (IDA)
.01 Individual Development Account (IDA) - Requirements
.02 Individual Development Account (IDA) - Screening for Eligibility
.03 Opening an Individual Development Account (IDA)
.04 Monitoring the Individual Development Account (IDA)
.05 Individual Development Account (IDA) Deposits
.06 Individual Development Account (IDA) Withdrawals
.07 Individual Development Account (IDA) Withdrawals - Allowable Educational Costs
.08 Individual Development Account (IDA) Status Changes
.09 Individual Development Account (IDA) Status Changes - IDA Holder Moves In
.10 Individual Development Account (IDA) Status Changes - IDA Holder Convicted of Fraud or IPV
.11 Individual Development Account (IDA) Status Changes - Ineligibility for CA
.12 Individual Development Account (IDA) Status Changes - Break in Benefits
.13 Individual Development Account (IDA) Status Changes - Notifying Bank of America
E Retirement Accounts
F Interest, Dividends, and Royalties
G Joint Financial Accounts
H Plan for Achieving Self Support (PASS) Accounts
I Savings Accounts
J Trust Funds
K Educational Savings Accounts
FAA4.B Liquid Assets (LIAS)
01 LIAS - Purpose
02 Liquid Assets - Overview
A Liquid Assets - Resource Considerations
B Liquid Assets - Ownership and Availability
C Liquid Assets - Sale or Transfer
03 Liquid Asset Types - Overview
A Agent Orange Payments
B Bonds
C Cash
D Certificates of Deposit
E Crowdfunding
F Earned Income Tax Credit (EITC)
G Educational Grants and Loans
H Gift Cards
I Grazing Permits
J American Indian Claims or Funds
.01 Types of American Indian Claims and Funds
.02 Public Law States All Funds Not Countable
.03 Public Law States up to $2000
.04 Items Purchased With American Indian Claims or Funds
.05 Indian Gaming Industry Per Capita Disbursement
.06 Individual Indian Money Account
K Inheritance
L Loans
M Lump Sum Resources
N Mutual Funds
O Navajo Nation Needy Children's Fund
P Not Countable As A Resource-Unearned Income
Q Radiation Exposure Compensation Act
R Stocks
S Tax Refunds – Federal
04 Liquid Assets - Verification
A Liquid Assets - Required Verification
B Liquid Assets - Sources of Verification
C Verification Methods of Liquid Assets
05 Liquid Assets - Changes
FAA4.C Vehicles (VEHI)
01 VEHI – Purpose/Overview
FAA4.D Other Assets (OTAS)
01 OTAS - Purpose
02 Other Assets - Overview
A Other Assets - Resource Considerations
B Other Assets - Ownership and Availability
03 Other Asset Types
A Burial Plans or Funeral Agreements
B Burial or Cemetery Plots
C Farm Related Resources After Farming Ceases
D Homestead
.01 Homestead Qualifications
.02 Homestead - Intent to Build
.03 Homestead - Temporarily Unoccupied Homes
.04 Homestead - Second Home
.05 Homestead - Sale or Transfer
.06 Homestead - Proceeds from Sale
E Life Estates
F Life Insurance
G Pets and Livestock
H Luxury Items
I Marketable Resources
J Mineral Rights or Mining Claims
K Real Property
.01 Real Property - Current Market Value (CMV)
.02 Real Property - Income Producing
.03 Real Property - Jointly Owned
.04 Real Property - Not for Sale
.05 Real Property - For Sale
.06 Real Property – CA Six Month Exclusion
.07 Real Property - Net Proceeds from Sale (CA)
.08 Real Property - Land on a Reservation
L Recreational Vehicles
M Sales Contracts or Notes
N Tools or Equipment
O Trailers
04 Other Assets - Sale or Transfer
05 Other Assets - Verification
A Other Assets - Required Verification
.01 Verification of Burial Plans, Burial Plots and Funeral Agreements
.02 Verification of Life Insurance
.03 Verification of Real Property
B Other Assets - Sources of Verification
C Other Assets - Methods of Verification
06 Other Assets - Changes
FAA4.E Cash Assistance Resource Determination (AFRD)
01 Cash Assistance Resource Determination (AFRD)
02 Resource Considerations - Overview
A Resources - CA
03 Ownership and Availability - Overview
A Joint Ownership of Resources
.01 Joint Ownership - Participant and Nonparticipant
.02 Joint Ownership - Participant and SSI Recipient
.03 Joint Ownership - Restrictive Legal Conditions
.04 Joint Ownership - Unavailable Resources
.05 Joint Ownership - Additional NA Considerations
.06 Joint Ownership - Vehicle Consideration
.07 Keying Jointly Owned Resources
B Resources Owned Sole and Separate
C Inaccessible Resources
D Combined Resources
E Categorically Eligible Participant’s Resources
F Qualified Noncitizen Sponsor’s Resources (CA and NA)
.01 Treatment of Sponsor's Resources
.02 NA Resources of Qualified Noncitizen Sponsors
.03 Agency Sponsor Resources
.04 Sponsor Resources Verification
G Resources Owned by SSI Recipients (CA and NA)
H Stepparents Resources (CA and NA)
04 Sale or Transfer of Resources (CA and NA) - Overview
A Sale or Transfer of Resources - CA and NA - Disqualification
B Resources Disqualification Procedures (CA and NA)
C Resources Disqualification Period - CA
D Resources Disqualification Period - NA
E Sale or Transfer of Resources - No Effect
05 Changes in Resources - Overview
A Changes in Resources for Pending Months
B Changes in Resources for Approval Months - CA and NA
FAA4.F Food Stamp Resource Determination (FSRD)
01 Food Stamp Resource Determination (FSRD)
02 Resource Considerations - Overview
A NA Resources
B NA Resources Ownership and Availability
C NA Resources Sale or Transfer
D NA Resource Changes
FAA4.G Unearned Income Education (UNIE EDWO)
01 UNIE - Purpose
02 EDWO - Purpose
03 Unearned Education Income - Overview
04 NA Students - Overview
A NA Student Definition
B NA Student Enrollment
C Institution of Higher Education
D Verification of School Attendance
E NA Student Eligibility
.01 NA Student Eligibility-Employment
.02 NA Student Eligibility-Work Study
.03 NA Student Eligibility-Jobs E&T
.04 NA Student Eligibility-Exemptions
.05 NA Student Exemption-Adequate Child Care
F NA Student Exemption From Work Registration
G NA Ineligible Students - Overview
05 Educational Income
A Educational Income - Overview
B Types of Educational Income
.01 BIA Educational Assistance Program
.02 Grants, Loans, Awards and Scholarships
.03 Guaranteed and Other Loans
.04 American Indian Education Funds
.05 IDA Deposits Educational Income
.06 State Funded Student Loans
.07 Tribal Student Loan
.08 Veterans Administration (VA) Educational Income
.09 Workforce Investment Act (WIA) Allowances
06 Educational Expenses
A Educational Expenses - Overview
B Types of Educational Expenses
.01 Books and Supplies
.02 Mandatory Fees
.03 Miscellaneous Personal Expenses
.04 Student Dependent Care
.05 Educational Transportation
07 Verification of Educational Income and Expenses
A Verification of Educational Income and Expenses - Overview
B Educational Income and Expenses Verification Sources
08 Budgeting Educational Income and Expenses
A Budgeting Educational Income and Expenses - Overview
B Prorating Educational Income and Expenses
09 Changes in Educational Income and Expenses - Overview
A Educational Income and Expenses Changes
B Refunds of Tuition and Fees
C NA Student Status Change
FAA4.H Unearned Income (UNIN UNIC)
01 UNIN - UNIC - Purpose
02 Unearned Income - Overview
03 Types of Unearned Income - Overview
A Adoption Subsidy Payments
.01 Budgeting Adoption Subsidy Payments
B Alimony or Spousal Maintenance Payments
C Americorps Network Program
D Annuities
E Assistance Payments
.01 Assistance Payments from Another State
.02 Cash Assistance Payments
.03 Recoupment of CA Income
.04 CA Sanction Income
.05 TPEP Sanction Income
.06 Emergency Assistance Payments
.07 Match Grant Program
.08 Supplemental Security Income
.09 Tuberculosis Control (TC)
.10 VOLAG Reception and Placement
.11 Assistance Payments Verification
F Begging or Panhandling
G Black Lung Benefits
H Bureau of Indian Affairs (BIA) Payments
.01 BIA Clothing Allowance
.02 BIA General Assistance
.03 BIA TAPP and TWEP
I Burial Benefits
J Filipino Veterans Equity Compensation Fund
K Grant Diversion Payments
L Cash Gifts
M Child Care Payments (Title IV-A)
N Child Care Food Program Payments
O Child, Spousal or Cash Medical Support
.01 Countable Support - CA
.02 Not Countable Support - CA
.03 Countable Support - NA
.04 Not Countable Support - NA
P Clinical Trial Compensation
Q Commissions From Terminated Employment
R Complementary Assistance
S Contributions
.01 Cash Contributions
.02 Noncash Contributions
T Disaster Relief
U Diverted Funds
V Dividends and Royalties
W Earned Income Tax Credit (EITC)
X Emergency Food Program
Y Energy Assistance Payments
Z Federal Relocation Assistance Payments
AA Foster Care Payments
BB Gift Cards
CC Grandparent Kinship Support Service Payment/Stipend
DD Guardian Subsidy Payments
.01 Budgeting Guardian Subsidy Payments
EE American Indian Claims or Funds Overview
.01 Uniform Relocation Assistance and Real Property Acquisition Policy Act of 1970
.02 Alaska Native Claims Settlement Act
.03 Indian Tribe Funds
.04 Relocation Assistance
.05 Grand River Band of Ottawa Indians Funds
.06 Submarginal Land Held in Trust
.07 Yakima Indian Nation Claims
.08 Maine Indian Claims Settlement Act of 1980
.09 Tohono O'odham Payments
.10 Claims Judgment Funds
.11 Trust Fund Distribution Payments
.12 Land Settlement Payments
.13 Restricted Land Interest Payments
.14 Indian Gaming Industry Per Capita Income
FF Individual Development Accounts - Overview
.01 Individual Development Account (IDA) - Deposits
.02 Individual Development Account (IDA) - Withdrawals
GG Inheritance
HH Insurance Payments
II Interest Payments
JJ Lease or Royalty of Indian Land
KK Leave Pay From Terminated Employment
LL Legal Settlements
.01 Agent Orange Payments
.02 Hemophilia Relief Fund Settlement Payments
.03 Nazi Persecution Payments
.04 Phen-Fen Payments
.05 Radiation Exposure Compensation Act Payments
.06 Spina Bifida and Covered Birth Defect Payments
.07 USA Patriot Act of 2001 Payments
.08 Uniform Services Former Spouse Protection Act
.09 Victims of Crime Act (VCA) Benefits
.10 Wartime Relocation of Civilians Law
MM Loans
.01 Loan Verification
NN Lump Sum Payments
OO Mathematica TANF Survey Incentive Payments
PP Medical Loss Ratio Rebates
QQ Military Income
RR Mortgages and Sales Contracts
SS Nutrition Assistance Program
TT Plan For Achieving Self Support (PASS)
UU Public Housing FSS Escrow Account
VV Railroad Retirement
WW Reimbursements
XX Rental Property Income
YY Shelter Cost Sharing
ZZ Retirement and Pension Benefits
AAA S Corporation Profits
BBB School Clothing Allowance
CCC Senior Community Service Employment Program
DDD Social Security Administration (SSA) Benefits
.01 Social Security Administration Disability Payments
.02 Social Security Administration Other Benefits
EEE Strike Pay
FFF Summer Component Program (SCP)
GGG Supplemental Unemployment Benefits
HHH Tax Refunds - Federal
III Third Party Beneficiary Payments
JJJ Trade Readjustment Allowance (TRA)
KKK Unemployment Insurance (UI)
LLL Vendor Payments
MMM Veterans Administration (VA) Benefits
NNN Weatherization Assistance
OOO Winnings
PPP Women, Infants, and Children (WIC) Program Benefits
QQQ Work Experience Program Payments
RRR Workers’ Compensation
SSS Workforce Innovation and Opportunity Act (WIOA)
TTT Educational Savings Accounts Payments
04 Unearned Income Verification - Overview
A Unearned Income Verification Sources
05 Budgeting Child, Medical, and Spousal Support
A Direct Pay Support Income
06 Changes in Unearned Income
FAA4.I Earned Income (EAIN EAIC)
01 EAIN - EAIC - Purpose
02 Earned Income - Overview
03 Earned Income Types - Overview
A Census Income
B Contract Income
C Dependent Child Income
.01 Dependent Child Income - Not Attending School
.02 Dependent Child Income - Under Age 18
.03 Dependent Child Income - Age 18 and Over
.04 Dependent Child Income - School Definition
D Individual Development Account (IDA) Deposits
E In-Kind Income
F Jobs Administration Income
G Jury Duty Income
H Military Income
.01 Military Income - Stationed IN Arizona
.02 Military Income - Stationed OUTSIDE Arizona
.03 Military Income - Combat Zone Pay
I Money Withdrawn from an LLC Business Account
J Parsonage Income
K Sheltered Workshop Income
L Training Related Expense (TRE) Income
M Vocational Rehabilitation (VR) Income
N Volunteer Income
.01 Volunteer Income – Title I Earnings
.02 Volunteer Income - Title II Earnings
O Work Adjustment Program
P Work Study Income
.01 Work Study Income - Not Countable Earnings
.02 Work Study Income - Countable Earnings
Q Workforce Investment Act (WIA) Income
R Wages and Salaries - Overview
.01 Gross Wages and Salaries
.02 Wage Advances
.03 Bonuses and Incentives
.04 Cafeteria Plans
.05 Flex Credits
.06 Flex Credits - Cash Payment
.07 Flex Credit - No Cash Payment
.08 Leave Pay
.09 Leave Pay - Still Employed
.10 Leave Pay - No Longer Employed
.11 Employer Reimbursements
.12 Tips and Gratuities
.13 Wages Paid on Commission
.14 Wages Paid on Commission - Still Employed
.15 Wages Paid on Commission - No Longer Employed
04 Special Consideration of Income - Overview
A CA Special Consideration of Income
B NA Special Consideration of Income
05 Earned Income Verification - Overview
A Sources of Earned Income Verification
B Income Verification
C New Source of Income Verification
D Terminated Source of Income Verification
E Contract Income Verification
F In-kind Income Verification
06 Budgeting Income - Overview
A Projecting Income - Overview
.01 Projecting Income - A Full Month's Income Has Been Received
.02 Projecting Income – Zero-Pay Periods
.03 Projecting Income - Received Semi-Monthly
.04 Projecting Income - Expected Changes in Hours Worked
.05 Projecting Income - Expected Changes in Rate of Pay
B Anticipating Income - Overview
C Converting Income - Overview
D Actual Income- Overview
E Prorating Income - Overview
.01 Prorating Income Received Annually – AZTECS Procedures
.02 Prorating Income Received Bi-monthly – AZTECS Procedures
.03 Prorating Income Received Quarterly – AZTECS Procedures
.04 Prorating Income Received Semi-annually – AZTECS Procedures
F Budgeting Contract Income - Overview
.01 Budgeting Contract Income Prorated Over a 12‑Month Period
.02 Budgeting Contract Income - Received for a Specified Period of Time
.03 Budgeting Contract Income - Received Hourly or by Piecework
G Budgeting Out-of-State Military Income for NA and CA
H Budgeting IDA Deposits
I Budgeting Income - Calculating Year to Date
J Budgeting Income - Documentation Requirements
07 Changes in Earned Income
FAA4.J Self-Employment Income (SEEI SEEW)
01 SEEI - Purpose
02 SEEW - Purpose
03 Self-Employment Income - Overview
04 Self-Employment Definition
05 Types of Self-Employment Income
A Animals
B Arts and Crafts
C Babysitting
D Blood or Blood Plasma
E Boarders
F Commercial Boarding Houses
G Farming
H Fishing or Hunting
I IDA Deposits
J Merchandise Sales
K Newspaper Delivery
L Odd Jobs Income
M Parsonage Income
N Provider of Services
O Recycling
P Rental Property Income
Q Sales Contracts
R Seasonal Sales
S Small Businesses
T Swap Meets and Yard Sales
06 Budgeting Self-Employment Income
A Gross Profit Determination
B Annualizing Self-Employment
C Business Less Than One Year
D Projecting Self-Employment
E Anticipating Self-Employment
F Capital Gains
G Terminated Self-Employment
07 Self-Employment Expenses
A Allowable Self-Employment Expenses
B Not Allowable Self-Employment Expenses
08 Self-Employment Resources
09 Self-Employment Verification
FAA4.K Expenses and Payment Standard (EXNS EXPC)
01 EXNS - EXPC - Purpose
02 Expenses and Payment Standard - Overview
03 Expense Calculation - Overview
04 Types of Expenses - Overview
A Child Support Expense
.01 Court Ordered Child or Cash Medical Support Expenses - NA
B Dependent Care Expense
.01 CA Dependent Care
.02 NA Dependent Care
.03 NA Dependent Care Transportation Standard
.04 Dependent Care Deductions
.05 Keying Dependent Care Expenses
C NA Medical Expenses
.01 Participants Eligible for NA Medical Expenses
.02 Insured Medical Expenses - NA
D Shelter Expenses - Overview
.01 NA Shelter and Utility Allowance
.02 NA Homeless Shelter Deduction
E NA Utility Allowance - Overview
.01 NA Utility Expenses
.02 Qualifying for an NA Utility Allowance
.03 Standard Utility Allowance
.04 Telephone Utility Allowance
.05 Shared Utilities
.06 Shared Utilities in One Housing Unit
.07 Shared Utilities in Separate Housing Units
05 Expenses of NA Participants - Overview
A Disqualified NA Participants
B Shared Expenses
C NA Standard Deduction
D CA Reduced By
06 CA Payment Standard - Overview
A A1 CA Payment Standard
B A2 CA Payment Standard
07 Medical Expense Types - Overview
A Service Animals
B Hospital Costs
C Medical and Dental Care Fees
D Medical Assistants
E Medical Insurance Premiums
F Medical Lodging
G Medical Supplies
H Medical Transportation
I Medicare Premiums
J Medication and Prescriptions
08 Shelter Expense Types - Overview
A Disaster Costs
B Homeowner Association Fees
C Housing Allowance
D Shelter Insurance
E Mortgage
F Negative Rent
G Public Housing
H Rent
I Rental Space
J Subsidized Housing
K Taxes
L Unoccupied Shelter Costs
.01 Multiple Housing Units in the Same Month
09 Utility Expense Types - Overview
A Coal Expense
B Electricity Expense
C Garbage, Sewer, and Trash Expenses
D Gas and Propane Expense
E Oil Expense
F Utility Installation Fees
G Telephone Expense
H Water
I Wood
10 Expenses Exceed Income (EEI) - Overview
A Expenses Exceed Income (EEI) – At Interview
B Expenses Exceed Income (EEI) – During the Approval Period
11 Verification of Expenses - Overview
A Expense Verification
.01 Child Support Expense Verification
.02 Dependent Care Expense Verification
.03 Medical Expense Verification
B Shelter Expense Verification
.01 Utility Allowance Verification
.02 Shelter Insurance
.03 Mortgage
.04 Rent
.05 Rental Space
.06 Shelter Taxes
C Payment Standard Verification
.01 Verification of A1 Payment Standard
.02 Verification of A2 Payment Standard
12 Budgeting Expenses - Overview
A Projecting Expenses
.01 Projecting Medical Expenses for NA
B Averaging Expenses
.01 Averaging Medical Expenses for NA
C Converting Expenses
.01 Expenses Billed Weekly
.02 Expenses Billed Bi-weekly
.03 Expenses Billed Monthly
.04 Expenses Billed Semi-monthly
.05 Expenses Billed Quarterly
.06 Expenses Billed Annually
.07 Expenses Billed Semi-annually
.08 Expenses Billed Occasionally
D Budgeting Child Support Expenses
13 Expense Changes - Overview
A Medical Expense Changes
B Utility Allowance Changes
FAA4.A Financial Accounts (FIAC)
B Utility Allowance Changes