Joint Financial Accounts
When a participant and another person or budgetary unit jointly owns an account, establish the purpose and intent of the jointly owned account.
Count only the income deposited into the account by the participant when all of the following occur:
An agreement between the participant and the other person or budgetary unit to access only their personal deposits exists.
No cash contributions are made to either the participant or the other person or budgetary unit.
It has been established that deposits and withdrawals made by each are solely for their own use.
Treat the countable income as a resource based on the financial account type.