Railroad Income Benefits
This subject includes information about benefits paid to qualified railroad employees and dependents.
Policy
Payments to a participant from the Railroad Retirement Board (RRB) are countable unearned income.
When participants are eligible for Social Security and Railroad, the benefits are combined into one payment issued by the RRB.
Railroad benefits include and are not limited to any of the following:
●Retirement benefits
●Disability benefits
●Spouse, dependent, and survivor’s benefits
Countable income is used to determine an income budget. (See
Income Budgeting to see how FAA determines the income budget.) FAA needs to know about income that is both countable and not countable to determine whether a budgetary unit’s income is exceeding their expenses. (See
Income Eligibility for more information about how FAA uses countable and not countable income.)
Verification
The participant has the primary responsibility for providing verification. (See
Participant Responsibilities – Providing Verification for additional policy.)
For NA, all of the following income is required to be verified before eligibility is determined:
●Reported on a new application, during the interview of a new application, or changes reported before the eligibility determination of a new application.
●Changes after an eligibility determination of a new application (e.g., a renewal application, mid approval contact, etc.) and any of the following apply:
The source of the income has changed.
The reported income amount has changed by $51 or more.
The previous verification in the case file is more than 59 calendar days old.
For CA, all income is required to be verified before determining eligibility.
Examples of verification that can be used for Railroad Retirement Income include, and are not limited to, any of the following:
●Benefit award letters from Social Security Administration (SSA), Statement of Earnings Veteran’s Administration (VA), RRB, and other agencies
●Bank records
●Signed statement from the agency or payer providing the income
●Collateral Contact
●Participant statement verification can be used when obtaining documented or collateral contact verification may cause harm or undue
hardship(g) for the participant or when
all of the following occur:
Attempts to obtain the verification from an acceptable source are unsuccessful. This includes documented and collateral contact verification.
The participant’s statement is not
questionable(g).
Legal Authorities
7 CFR 273.9(b)(2)(ii)
last revised 10/02/2023