A Joint Accounts Example 1
 
Gilligan and Skipper live together and are two separate NA budgetary units. They share a joint bank account. The balance in the account is $2,000.
 
Gilligan receives industrial compensation of $500 per month that is directly deposited into the account.
 
Skipper receives $1,000 in SS RE per month that is directly deposited into the account.
 
Gilligan and Skipper have an agreement that their individual withdrawals will not exceed their individual income. (Gilligan will not withdraw more than $500 and Skipper will not withdraw more than $1,000.)
 
Add the total income deposited each month by BOTH NA budgetary units:
 
Gilligan
$500
Skipper
+ $1,000
Total
$1,500
 
Subtract the total income for the month from the balance of the joint account:
 
Balance
$2000
Income
- $1500
Total
$500
 
A total resource amount of $500 is available and COUNTABLE to each NA budgetary unit.
 
When neither budgetary unit spends their income for that month, the balance remaining the following month is considered a resource to BOTH budgetary units.