.06 Joint Ownership - Vehicle Consideration
The designations of joint ownership on a vehicle title are as follows:
 
OR
Designates that a vehicle is totally available to each owner, unless it can be proven by the participant that the vehicle is not available.
AND/OR or AND
When ownership is designated as either AND/OR or AND, the vehicle is jointly owned. These vehicles are available to each owner only when every owner agrees to sell or transfer ownership.
 
NOTE OR, AND/OR, and AND refer to vehicles ONLY.